CFP CFA or Masters? I probably will be able to decide in half a yr's time from now..
Have finally decided on my course of action.. I have been deluded from the start.. If all goes according to plan, I'll be able to decide in 1/2 yr's time.. wat exactly i will do for the rest of my life (at least in the finance line)..

while mulling over stuff, i had the urge to drop everything to take a course in photography or interior design and do something totally out of finance or something.. I still strongly believe in what I believed in when I joined FA.. But changes need to be made.. not to the co but to the industry as a whole.. when the industry is ready like in Aust, I will probably be back.. and this time, i'm determined.. more so than the last time.. hw do i knw i wldn turn back? cos this time, i felt the same feeling in my heart the day I decided dancing professionally is out of my life..

if all goes according to plan, i will hand each and every of my clients personally to a trusted colleague.. someone who isn't in this line to SELL.. and i have some people to apologise to.. trusted me with much $$ despite knwing i'm new.. they will have to get to know my colleague personally, meet him face to face b4 i leave.. it sad.. but i've decided..

it of cos may not go acc to plan.. afterall, i'm intending to go over to the analyst side where the min qualifications is usually a masters.. but some are looking at deg w experience in financial consulting.. so i might have a chance.. a slight chance..

i put up w a lot of critisism to join FA.. cutting words from frens, family.. looks of contempt.. snide remarks..

i tot that i'd already regretted giving up dancing.. i shld be more steadfast.. and this time i'm not deterred by wat everyone says but i'm disappointed with.. ok let me quote a blogger (probably from an ifa as well..) he says "the state my industry is in makes me very angry" it spells out exactly how i feel..

heard fr a fren fr Citi that banks' PBs are all gonna have fixed pay so as to prevent misselling... he asked me to join him.. but pdts are limited.. no mis selling but is the planning unbiased? no... it will take some time for this scheme to be applied to IFAs.. but then, in every system, no matter how foolproof they look, there are bound to be loopholes and ppl who take advantage of the system...

i probably would continue to write in my finance blog... its heartening to have received positive comments.. i wld continue to write there.. but this time, w nothing for me to gain, perphaps ppl might believe my advices are sincere..

am totally in no mood to wk.. but i guess i'll have to do my best to make sure my clients are all comfortable w my trusted colleague before i leave..

i shed a tear but i learnt a lesson too.. businesses are really not charities.. i was too naive..